100% Financing Home Loan Options

Loan Term
30 year fixed rate
Down Payment
0% (100% LTV)
Annual Percentage Rate

For home buyers with good credit and a steady income, there are several 100% financing mortgage programs available which offer no money down options for purchase so you can buy a home or even refinance. CTH Mortgage can explain your options for how to finance your home with no money down and determine if a zero down payment home loan is right for you.

VA Loan for U.S. Veterans
  • CTH Mortgage offers reduced VA loan fees to U.S. military veterans
  • VA home loans are typically the best loan option for first time buyers if one of the borrowers is a veteran
  • Can be used to purchase a house for your primary residence, as well as, to refinance for cashout VA Loans
USDA Rural Development Loan
  • USDA Rural Development is typically the best home loan option for first time buyers that are not military veterans, assuming the property is in an eligible rural area
  • Can be used to purchase your primary residence or refinance for rate term

USDA Rural Development Loans

*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher.

*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.